LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,758
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$50,274
−HK$1,541/mo
Today · 4.125%
HK$51,815
baseline
▲ 0.50% · 4.625%
HK$54,968
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,630/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,242
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,697
−HK$1,476/mo
Today · 4.125%
HK$57,173
baseline
▲ 0.50% · 4.625%
HK$60,187
+HK$3,014/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,346/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,509
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,329
−HK$1,849/mo
Today · 4.125%
HK$62,178
baseline
▲ 0.50% · 4.625%
HK$65,962
+HK$3,784/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,356/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,091
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,837
−HK$1,771/mo
Today · 4.125%
HK$68,608
baseline
▲ 0.50% · 4.625%
HK$72,224
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,216/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,261
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,384
−HK$2,157/mo
Today · 4.125%
HK$72,541
baseline
▲ 0.50% · 4.625%
HK$76,955
+HK$4,414/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$145,082/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,939
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,976
−HK$2,066/mo
Today · 4.125%
HK$80,042
baseline
▲ 0.50% · 4.625%
HK$84,261
+HK$4,219/mo
Deposit HK$6.41M · loan HK$14.97M · min. income ≈ HK$160,084/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,764
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,494
−HK$2,773/mo
Today · 4.125%
HK$93,267
baseline
▲ 0.50% · 4.625%
HK$98,943
+HK$5,676/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$186,534/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,636
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,255
−HK$2,656/mo
Today · 4.125%
HK$102,911
baseline
▲ 0.50% · 4.625%
HK$108,336
+HK$5,425/mo
Deposit HK$2.14M · loan HK$19.24M · min. income ≈ HK$205,822/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,257 · Scale 2, in force from 26 Feb 2026)