LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,762
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,279
−HK$1,541/mo
Today · 4.125%
HK$51,820
baseline
▲ 0.50% · 4.625%
HK$54,973
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,640/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,247
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,702
−HK$1,476/mo
Today · 4.125%
HK$57,178
baseline
▲ 0.50% · 4.625%
HK$60,192
+HK$3,014/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,356/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,514
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,334
−HK$1,850/mo
Today · 4.125%
HK$62,184
baseline
▲ 0.50% · 4.625%
HK$65,967
+HK$3,783/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,368/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,097
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,842
−HK$1,772/mo
Today · 4.125%
HK$68,614
baseline
▲ 0.50% · 4.625%
HK$72,230
+HK$3,616/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,228/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,267
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,390
−HK$2,158/mo
Today · 4.125%
HK$72,548
baseline
▲ 0.50% · 4.625%
HK$76,962
+HK$4,414/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,096/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,946
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,983
−HK$2,066/mo
Today · 4.125%
HK$80,049
baseline
▲ 0.50% · 4.625%
HK$84,269
+HK$4,220/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,098/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,772
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,502
−HK$2,774/mo
Today · 4.125%
HK$93,276
baseline
▲ 0.50% · 4.625%
HK$98,951
+HK$5,675/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,552/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,645
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,264
−HK$2,656/mo
Today · 4.125%
HK$102,920
baseline
▲ 0.50% · 4.625%
HK$108,345
+HK$5,425/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,840/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,442 · Scale 2, in force from 26 Feb 2026)