LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,764
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,281
−HK$1,541/mo
Today · 4.125%
HK$51,822
baseline
▲ 0.50% · 4.625%
HK$54,976
+HK$3,154/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,644/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,250
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,705
−HK$1,476/mo
Today · 4.125%
HK$57,181
baseline
▲ 0.50% · 4.625%
HK$60,195
+HK$3,014/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,362/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,517
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,337
−HK$1,850/mo
Today · 4.125%
HK$62,187
baseline
▲ 0.50% · 4.625%
HK$65,971
+HK$3,784/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,374/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,100
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,846
−HK$1,771/mo
Today · 4.125%
HK$68,617
baseline
▲ 0.50% · 4.625%
HK$72,234
+HK$3,617/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,234/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,270
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,394
−HK$2,157/mo
Today · 4.125%
HK$72,551
baseline
▲ 0.50% · 4.625%
HK$76,966
+HK$4,415/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,102/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,950
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,987
−HK$2,066/mo
Today · 4.125%
HK$80,053
baseline
▲ 0.50% · 4.625%
HK$84,273
+HK$4,220/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,106/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,776
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,506
−HK$2,774/mo
Today · 4.125%
HK$93,280
baseline
▲ 0.50% · 4.625%
HK$98,956
+HK$5,676/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,560/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,650
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,269
−HK$2,656/mo
Today · 4.125%
HK$102,925
baseline
▲ 0.50% · 4.625%
HK$108,351
+HK$5,426/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,850/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,545 · Scale 2, in force from 26 Feb 2026)