LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,766
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,283
−HK$1,541/mo
Today · 4.125%
HK$51,824
baseline
▲ 0.50% · 4.625%
HK$54,977
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,648/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,251
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,706
−HK$1,476/mo
Today · 4.125%
HK$57,182
baseline
▲ 0.50% · 4.625%
HK$60,197
+HK$3,015/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,364/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,519
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,339
−HK$1,850/mo
Today · 4.125%
HK$62,189
baseline
▲ 0.50% · 4.625%
HK$65,973
+HK$3,784/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,378/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,102
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,848
−HK$1,771/mo
Today · 4.125%
HK$68,619
baseline
▲ 0.50% · 4.625%
HK$72,236
+HK$3,617/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,238/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,272
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,396
−HK$2,157/mo
Today · 4.125%
HK$72,553
baseline
▲ 0.50% · 4.625%
HK$76,968
+HK$4,415/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,106/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,952
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,989
−HK$2,066/mo
Today · 4.125%
HK$80,055
baseline
▲ 0.50% · 4.625%
HK$84,275
+HK$4,220/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,110/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,778
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$90,509
−HK$2,774/mo
Today · 4.125%
HK$93,283
baseline
▲ 0.50% · 4.625%
HK$98,959
+HK$5,676/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,566/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,653
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,272
−HK$2,656/mo
Today · 4.125%
HK$102,928
baseline
▲ 0.50% · 4.625%
HK$108,354
+HK$5,426/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,856/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,610 · Scale 2, in force from 26 Feb 2026)