LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,769
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,286
−HK$1,541/mo
Today · 4.125%
HK$51,827
baseline
▲ 0.50% · 4.625%
HK$54,980
+HK$3,153/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,654/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,255
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,710
−HK$1,476/mo
Today · 4.125%
HK$57,186
baseline
▲ 0.50% · 4.625%
HK$60,200
+HK$3,014/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,372/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,522
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,343
−HK$1,849/mo
Today · 4.125%
HK$62,192
baseline
▲ 0.50% · 4.625%
HK$65,977
+HK$3,785/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$124,384/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,106
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,852
−HK$1,771/mo
Today · 4.125%
HK$68,623
baseline
▲ 0.50% · 4.625%
HK$72,240
+HK$3,617/mo
Deposit HK$8.55M · loan HK$12.83M · min. income ≈ HK$137,246/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,276
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,400
−HK$2,158/mo
Today · 4.125%
HK$72,558
baseline
▲ 0.50% · 4.625%
HK$76,973
+HK$4,415/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,116/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,957
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,994
−HK$2,066/mo
Today · 4.125%
HK$80,060
baseline
▲ 0.50% · 4.625%
HK$84,280
+HK$4,220/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,120/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,784
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,514
−HK$2,774/mo
Today · 4.125%
HK$93,288
baseline
▲ 0.50% · 4.625%
HK$98,965
+HK$5,677/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,576/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,658
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,278
−HK$2,657/mo
Today · 4.125%
HK$102,935
baseline
▲ 0.50% · 4.625%
HK$108,360
+HK$5,425/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,870/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,738 · Scale 2, in force from 26 Feb 2026)