LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,770
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,287
−HK$1,541/mo
Today · 4.125%
HK$51,828
baseline
▲ 0.50% · 4.625%
HK$54,982
+HK$3,154/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,656/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,256
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,711
−HK$1,477/mo
Today · 4.125%
HK$57,188
baseline
▲ 0.50% · 4.625%
HK$60,202
+HK$3,014/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,376/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,524
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,345
−HK$1,849/mo
Today · 4.125%
HK$62,194
baseline
▲ 0.50% · 4.625%
HK$65,978
+HK$3,784/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$124,388/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,107
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,854
−HK$1,771/mo
Today · 4.125%
HK$68,625
baseline
▲ 0.50% · 4.625%
HK$72,242
+HK$3,617/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$137,250/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,278
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,402
−HK$2,158/mo
Today · 4.125%
HK$72,560
baseline
▲ 0.50% · 4.625%
HK$76,975
+HK$4,415/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,120/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,959
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$77,996
−HK$2,067/mo
Today · 4.125%
HK$80,063
baseline
▲ 0.50% · 4.625%
HK$84,283
+HK$4,220/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,126/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,786
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$90,517
−HK$2,774/mo
Today · 4.125%
HK$93,291
baseline
▲ 0.50% · 4.625%
HK$98,968
+HK$5,677/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,582/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,661
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,280
−HK$2,658/mo
Today · 4.125%
HK$102,938
baseline
▲ 0.50% · 4.625%
HK$108,364
+HK$5,426/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,876/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,799 · Scale 2, in force from 26 Feb 2026)