LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,772
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,289
−HK$1,541/mo
Today · 4.125%
HK$51,830
baseline
▲ 0.50% · 4.625%
HK$54,984
+HK$3,154/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$103,660/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,258
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,713
−HK$1,476/mo
Today · 4.125%
HK$57,189
baseline
▲ 0.50% · 4.625%
HK$60,204
+HK$3,015/mo
Deposit HK$10.69M · loan HK$10.69M · min. income ≈ HK$114,378/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,526
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,347
−HK$1,849/mo
Today · 4.125%
HK$62,196
baseline
▲ 0.50% · 4.625%
HK$65,981
+HK$3,785/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$124,392/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,110
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,856
−HK$1,771/mo
Today · 4.125%
HK$68,627
baseline
▲ 0.50% · 4.625%
HK$72,245
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$137,254/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,280
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,404
−HK$2,158/mo
Today · 4.125%
HK$72,562
baseline
▲ 0.50% · 4.625%
HK$76,977
+HK$4,415/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,124/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,961
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$77,999
−HK$2,066/mo
Today · 4.125%
HK$80,065
baseline
▲ 0.50% · 4.625%
HK$84,286
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,130/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,789
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$90,520
−HK$2,774/mo
Today · 4.125%
HK$93,294
baseline
▲ 0.50% · 4.625%
HK$98,971
+HK$5,677/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,588/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,665
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$100,284
−HK$2,657/mo
Today · 4.125%
HK$102,941
baseline
▲ 0.50% · 4.625%
HK$108,367
+HK$5,426/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,882/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$888,872 · Scale 2, in force from 26 Feb 2026)