LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,777
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$50,294
−HK$1,541/mo
Today · 4.125%
HK$51,835
baseline
▲ 0.50% · 4.625%
HK$54,990
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,670/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,264
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$55,719
−HK$1,476/mo
Today · 4.125%
HK$57,195
baseline
▲ 0.50% · 4.625%
HK$60,210
+HK$3,015/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,390/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,532
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,353
−HK$1,850/mo
Today · 4.125%
HK$62,203
baseline
▲ 0.50% · 4.625%
HK$65,987
+HK$3,784/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$124,406/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,116
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,863
−HK$1,771/mo
Today · 4.125%
HK$68,634
baseline
▲ 0.50% · 4.625%
HK$72,252
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$137,268/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,287
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,412
−HK$2,158/mo
Today · 4.125%
HK$72,570
baseline
▲ 0.50% · 4.625%
HK$76,985
+HK$4,415/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,140/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,969
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$78,006
−HK$2,067/mo
Today · 4.125%
HK$80,073
baseline
▲ 0.50% · 4.625%
HK$84,294
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,146/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,798
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,529
−HK$2,775/mo
Today · 4.125%
HK$93,304
baseline
▲ 0.50% · 4.625%
HK$98,981
+HK$5,677/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,608/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,674
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,294
−HK$2,658/mo
Today · 4.125%
HK$102,952
baseline
▲ 0.50% · 4.625%
HK$108,378
+HK$5,426/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,904/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,089 · Scale 2, in force from 26 Feb 2026)