LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,778
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,296
−HK$1,541/mo
Today · 4.125%
HK$51,837
baseline
▲ 0.50% · 4.625%
HK$54,991
+HK$3,154/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,674/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,265
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,721
−HK$1,476/mo
Today · 4.125%
HK$57,197
baseline
▲ 0.50% · 4.625%
HK$60,212
+HK$3,015/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,394/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,534
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,355
−HK$1,849/mo
Today · 4.125%
HK$62,204
baseline
▲ 0.50% · 4.625%
HK$65,989
+HK$3,785/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$124,408/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,118
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,865
−HK$1,771/mo
Today · 4.125%
HK$68,636
baseline
▲ 0.50% · 4.625%
HK$72,254
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.83M · min. income ≈ HK$137,272/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,290
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,414
−HK$2,158/mo
Today · 4.125%
HK$72,572
baseline
▲ 0.50% · 4.625%
HK$76,988
+HK$4,416/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,144/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,971
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,009
−HK$2,067/mo
Today · 4.125%
HK$80,076
baseline
▲ 0.50% · 4.625%
HK$84,297
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,152/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,801
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,532
−HK$2,775/mo
Today · 4.125%
HK$93,307
baseline
▲ 0.50% · 4.625%
HK$98,984
+HK$5,677/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,614/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,678
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,297
−HK$2,658/mo
Today · 4.125%
HK$102,955
baseline
▲ 0.50% · 4.625%
HK$108,382
+HK$5,427/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,910/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,156 · Scale 2, in force from 26 Feb 2026)