LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,779
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,297
−HK$1,541/mo
Today · 4.125%
HK$51,838
baseline
▲ 0.50% · 4.625%
HK$54,992
+HK$3,154/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,676/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,266
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,722
−HK$1,476/mo
Today · 4.125%
HK$57,198
baseline
▲ 0.50% · 4.625%
HK$60,213
+HK$3,015/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,396/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,535
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,356
−HK$1,850/mo
Today · 4.125%
HK$62,206
baseline
▲ 0.50% · 4.625%
HK$65,991
+HK$3,785/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,412/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,120
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,866
−HK$1,772/mo
Today · 4.125%
HK$68,638
baseline
▲ 0.50% · 4.625%
HK$72,256
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,276/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,291
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,415
−HK$2,158/mo
Today · 4.125%
HK$72,573
baseline
▲ 0.50% · 4.625%
HK$76,989
+HK$4,416/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,146/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,973
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,011
−HK$2,067/mo
Today · 4.125%
HK$80,078
baseline
▲ 0.50% · 4.625%
HK$84,299
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,156/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,803
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,534
−HK$2,775/mo
Today · 4.125%
HK$93,309
baseline
▲ 0.50% · 4.625%
HK$98,986
+HK$5,677/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,618/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,680
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,299
−HK$2,658/mo
Today · 4.125%
HK$102,957
baseline
▲ 0.50% · 4.625%
HK$108,384
+HK$5,427/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,914/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,203 · Scale 2, in force from 26 Feb 2026)