LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,780
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,297
−HK$1,542/mo
Today · 4.125%
HK$51,839
baseline
▲ 0.50% · 4.625%
HK$54,993
+HK$3,154/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,678/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,267
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,723
−HK$1,476/mo
Today · 4.125%
HK$57,199
baseline
▲ 0.50% · 4.625%
HK$60,214
+HK$3,015/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,398/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,536
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,357
−HK$1,850/mo
Today · 4.125%
HK$62,207
baseline
▲ 0.50% · 4.625%
HK$65,992
+HK$3,785/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,414/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,121
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,867
−HK$1,772/mo
Today · 4.125%
HK$68,639
baseline
▲ 0.50% · 4.625%
HK$72,257
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,278/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,292
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,416
−HK$2,159/mo
Today · 4.125%
HK$72,575
baseline
▲ 0.50% · 4.625%
HK$76,991
+HK$4,416/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,150/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,974
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,012
−HK$2,067/mo
Today · 4.125%
HK$80,079
baseline
▲ 0.50% · 4.625%
HK$84,300
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,158/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,804
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,535
−HK$2,775/mo
Today · 4.125%
HK$93,310
baseline
▲ 0.50% · 4.625%
HK$98,988
+HK$5,678/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,620/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,681
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,301
−HK$2,658/mo
Today · 4.125%
HK$102,959
baseline
▲ 0.50% · 4.625%
HK$108,386
+HK$5,427/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,918/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,237 · Scale 2, in force from 26 Feb 2026)