LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,781
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,298
−HK$1,542/mo
Today · 4.125%
HK$51,840
baseline
▲ 0.50% · 4.625%
HK$54,994
+HK$3,154/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,680/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,268
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,724
−HK$1,476/mo
Today · 4.125%
HK$57,200
baseline
▲ 0.50% · 4.625%
HK$60,215
+HK$3,015/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,400/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,537
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,358
−HK$1,850/mo
Today · 4.125%
HK$62,208
baseline
▲ 0.50% · 4.625%
HK$65,993
+HK$3,785/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,416/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,122
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,868
−HK$1,772/mo
Today · 4.125%
HK$68,640
baseline
▲ 0.50% · 4.625%
HK$72,258
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,280/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,293
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,417
−HK$2,159/mo
Today · 4.125%
HK$72,576
baseline
▲ 0.50% · 4.625%
HK$76,992
+HK$4,416/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$145,152/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,975
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,013
−HK$2,067/mo
Today · 4.125%
HK$80,080
baseline
▲ 0.50% · 4.625%
HK$84,301
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.97M · min. income ≈ HK$160,160/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,805
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,537
−HK$2,775/mo
Today · 4.125%
HK$93,312
baseline
▲ 0.50% · 4.625%
HK$98,989
+HK$5,677/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,624/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,683
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,302
−HK$2,658/mo
Today · 4.125%
HK$102,960
baseline
▲ 0.50% · 4.625%
HK$108,387
+HK$5,427/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,920/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,269 · Scale 2, in force from 26 Feb 2026)