LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,782
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,299
−HK$1,542/mo
Today · 4.125%
HK$51,841
baseline
▲ 0.50% · 4.625%
HK$54,995
+HK$3,154/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,682/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,269
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,725
−HK$1,476/mo
Today · 4.125%
HK$57,201
baseline
▲ 0.50% · 4.625%
HK$60,217
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,402/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,538
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,359
−HK$1,850/mo
Today · 4.125%
HK$62,209
baseline
▲ 0.50% · 4.625%
HK$65,994
+HK$3,785/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,418/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,123
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,870
−HK$1,772/mo
Today · 4.125%
HK$68,642
baseline
▲ 0.50% · 4.625%
HK$72,260
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,284/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,295
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$70,419
−HK$2,158/mo
Today · 4.125%
HK$72,577
baseline
▲ 0.50% · 4.625%
HK$76,994
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,154/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,977
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,015
−HK$2,067/mo
Today · 4.125%
HK$80,082
baseline
▲ 0.50% · 4.625%
HK$84,303
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,164/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,807
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,539
−HK$2,775/mo
Today · 4.125%
HK$93,314
baseline
▲ 0.50% · 4.625%
HK$98,992
+HK$5,678/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,628/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,685
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,305
−HK$2,658/mo
Today · 4.125%
HK$102,963
baseline
▲ 0.50% · 4.625%
HK$108,390
+HK$5,427/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,926/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,319 · Scale 2, in force from 26 Feb 2026)