LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,783
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,300
−HK$1,542/mo
Today · 4.125%
HK$51,842
baseline
▲ 0.50% · 4.625%
HK$54,996
+HK$3,154/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,684/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,270
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,726
−HK$1,476/mo
Today · 4.125%
HK$57,202
baseline
▲ 0.50% · 4.625%
HK$60,218
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,404/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,539
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,360
−HK$1,850/mo
Today · 4.125%
HK$62,210
baseline
▲ 0.50% · 4.625%
HK$65,996
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,420/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,124
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,871
−HK$1,772/mo
Today · 4.125%
HK$68,643
baseline
▲ 0.50% · 4.625%
HK$72,261
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,286/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,296
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,420
−HK$2,159/mo
Today · 4.125%
HK$72,579
baseline
▲ 0.50% · 4.625%
HK$76,995
+HK$4,416/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,158/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,979
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$78,016
−HK$2,067/mo
Today · 4.125%
HK$80,083
baseline
▲ 0.50% · 4.625%
HK$84,305
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,166/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,809
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,540
−HK$2,775/mo
Today · 4.125%
HK$93,315
baseline
▲ 0.50% · 4.625%
HK$98,993
+HK$5,678/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,630/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,687
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,307
−HK$2,657/mo
Today · 4.125%
HK$102,964
baseline
▲ 0.50% · 4.625%
HK$108,392
+HK$5,428/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,928/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,357 · Scale 2, in force from 26 Feb 2026)