LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,784
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,302
−HK$1,541/mo
Today · 4.125%
HK$51,843
baseline
▲ 0.50% · 4.625%
HK$54,998
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,686/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,272
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,728
−HK$1,476/mo
Today · 4.125%
HK$57,204
baseline
▲ 0.50% · 4.625%
HK$60,219
+HK$3,015/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,408/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,541
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,362
−HK$1,850/mo
Today · 4.125%
HK$62,212
baseline
▲ 0.50% · 4.625%
HK$65,998
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,424/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,126
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,873
−HK$1,772/mo
Today · 4.125%
HK$68,645
baseline
▲ 0.50% · 4.625%
HK$72,263
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,290/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,298
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,422
−HK$2,159/mo
Today · 4.125%
HK$72,581
baseline
▲ 0.50% · 4.625%
HK$76,997
+HK$4,416/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,162/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,981
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,019
−HK$2,067/mo
Today · 4.125%
HK$80,086
baseline
▲ 0.50% · 4.625%
HK$84,307
+HK$4,221/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,172/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,812
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$90,543
−HK$2,775/mo
Today · 4.125%
HK$93,318
baseline
▲ 0.50% · 4.625%
HK$98,996
+HK$5,678/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$186,636/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,690
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,310
−HK$2,658/mo
Today · 4.125%
HK$102,968
baseline
▲ 0.50% · 4.625%
HK$108,395
+HK$5,427/mo
Deposit HK$2.14M · loan HK$19.25M · min. income ≈ HK$205,936/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,421 · Scale 2, in force from 26 Feb 2026)