LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,785
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,303
−HK$1,541/mo
Today · 4.125%
HK$51,844
baseline
▲ 0.50% · 4.625%
HK$54,999
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,688/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,273
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,729
−HK$1,476/mo
Today · 4.125%
HK$57,205
baseline
▲ 0.50% · 4.625%
HK$60,221
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,410/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,542
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,363
−HK$1,850/mo
Today · 4.125%
HK$62,213
baseline
▲ 0.50% · 4.625%
HK$65,999
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,426/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,128
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,874
−HK$1,772/mo
Today · 4.125%
HK$68,646
baseline
▲ 0.50% · 4.625%
HK$72,265
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,292/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,299
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,424
−HK$2,158/mo
Today · 4.125%
HK$72,582
baseline
▲ 0.50% · 4.625%
HK$76,999
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,164/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,982
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,020
−HK$2,067/mo
Today · 4.125%
HK$80,087
baseline
▲ 0.50% · 4.625%
HK$84,309
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,174/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,813
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,545
−HK$2,775/mo
Today · 4.125%
HK$93,320
baseline
▲ 0.50% · 4.625%
HK$98,998
+HK$5,678/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,640/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,691
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,311
−HK$2,658/mo
Today · 4.125%
HK$102,969
baseline
▲ 0.50% · 4.625%
HK$108,397
+HK$5,428/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,938/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,458 · Scale 2, in force from 26 Feb 2026)