LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,788
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,305
−HK$1,542/mo
Today · 4.125%
HK$51,847
baseline
▲ 0.50% · 4.625%
HK$55,002
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,694/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,276
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,731
−HK$1,477/mo
Today · 4.125%
HK$57,208
baseline
▲ 0.50% · 4.625%
HK$60,224
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,416/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,545
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,366
−HK$1,850/mo
Today · 4.125%
HK$62,216
baseline
▲ 0.50% · 4.625%
HK$66,002
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,432/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,131
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,878
−HK$1,772/mo
Today · 4.125%
HK$68,650
baseline
▲ 0.50% · 4.625%
HK$72,268
+HK$3,618/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,300/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,303
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,427
−HK$2,159/mo
Today · 4.125%
HK$72,586
baseline
▲ 0.50% · 4.625%
HK$77,003
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,172/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,986
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,024
−HK$2,067/mo
Today · 4.125%
HK$80,091
baseline
▲ 0.50% · 4.625%
HK$84,313
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,182/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,818
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,549
−HK$2,776/mo
Today · 4.125%
HK$93,325
baseline
▲ 0.50% · 4.625%
HK$99,003
+HK$5,678/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,650/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,696
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,317
−HK$2,658/mo
Today · 4.125%
HK$102,975
baseline
▲ 0.50% · 4.625%
HK$108,403
+HK$5,428/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,950/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,569 · Scale 2, in force from 26 Feb 2026)