LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,788
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,542/mo
Today · 4.125%
HK$51,848
baseline
▲ 0.50% · 4.625%
HK$55,002
+HK$3,154/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,696/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,276
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,732
−HK$1,477/mo
Today · 4.125%
HK$57,209
baseline
▲ 0.50% · 4.625%
HK$60,224
+HK$3,015/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,418/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,546
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,367
−HK$1,850/mo
Today · 4.125%
HK$62,217
baseline
▲ 0.50% · 4.625%
HK$66,003
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,434/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,131
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,878
−HK$1,772/mo
Today · 4.125%
HK$68,650
baseline
▲ 0.50% · 4.625%
HK$72,269
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,300/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,303
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,428
−HK$2,159/mo
Today · 4.125%
HK$72,587
baseline
▲ 0.50% · 4.625%
HK$77,003
+HK$4,416/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,174/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,987
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,025
−HK$2,067/mo
Today · 4.125%
HK$80,092
baseline
▲ 0.50% · 4.625%
HK$84,314
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,184/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,819
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,550
−HK$2,776/mo
Today · 4.125%
HK$93,326
baseline
▲ 0.50% · 4.625%
HK$99,004
+HK$5,678/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,652/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,697
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,317
−HK$2,659/mo
Today · 4.125%
HK$102,976
baseline
▲ 0.50% · 4.625%
HK$108,403
+HK$5,427/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,952/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,587 · Scale 2, in force from 26 Feb 2026)