LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,791
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,309
−HK$1,542/mo
Today · 4.125%
HK$51,851
baseline
▲ 0.50% · 4.625%
HK$55,006
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,702/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,280
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,736
−HK$1,476/mo
Today · 4.125%
HK$57,212
baseline
▲ 0.50% · 4.625%
HK$60,228
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,424/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,550
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,371
−HK$1,850/mo
Today · 4.125%
HK$62,221
baseline
▲ 0.50% · 4.625%
HK$66,007
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,442/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,136
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,883
−HK$1,772/mo
Today · 4.125%
HK$68,655
baseline
▲ 0.50% · 4.625%
HK$72,274
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,310/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,308
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$70,433
−HK$2,158/mo
Today · 4.125%
HK$72,591
baseline
▲ 0.50% · 4.625%
HK$77,008
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,182/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,992
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$78,030
−HK$2,067/mo
Today · 4.125%
HK$80,097
baseline
▲ 0.50% · 4.625%
HK$84,319
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,194/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,824
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,556
−HK$2,776/mo
Today · 4.125%
HK$93,332
baseline
▲ 0.50% · 4.625%
HK$99,011
+HK$5,679/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,664/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,704
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,324
−HK$2,658/mo
Today · 4.125%
HK$102,982
baseline
▲ 0.50% · 4.625%
HK$108,411
+HK$5,429/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,964/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,728 · Scale 2, in force from 26 Feb 2026)