LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,792
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,310
−HK$1,542/mo
Today · 4.125%
HK$51,852
baseline
▲ 0.50% · 4.625%
HK$55,007
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,704/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,281
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,737
−HK$1,476/mo
Today · 4.125%
HK$57,213
baseline
▲ 0.50% · 4.625%
HK$60,229
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,426/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,551
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,372
−HK$1,850/mo
Today · 4.125%
HK$62,222
baseline
▲ 0.50% · 4.625%
HK$66,008
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,444/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,137
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,884
−HK$1,772/mo
Today · 4.125%
HK$68,656
baseline
▲ 0.50% · 4.625%
HK$72,275
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,312/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,309
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,434
−HK$2,159/mo
Today · 4.125%
HK$72,593
baseline
▲ 0.50% · 4.625%
HK$77,010
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,186/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,993
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,031
−HK$2,068/mo
Today · 4.125%
HK$80,099
baseline
▲ 0.50% · 4.625%
HK$84,321
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,198/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,826
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,558
−HK$2,775/mo
Today · 4.125%
HK$93,333
baseline
▲ 0.50% · 4.625%
HK$99,012
+HK$5,679/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,666/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,705
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,326
−HK$2,658/mo
Today · 4.125%
HK$102,984
baseline
▲ 0.50% · 4.625%
HK$108,412
+HK$5,428/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,968/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,764 · Scale 2, in force from 26 Feb 2026)