LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,795
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,312
−HK$1,542/mo
Today · 4.125%
HK$51,854
baseline
▲ 0.50% · 4.625%
HK$55,010
+HK$3,156/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,708/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,283
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,739
−HK$1,477/mo
Today · 4.125%
HK$57,216
baseline
▲ 0.50% · 4.625%
HK$60,232
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,432/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,553
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,375
−HK$1,850/mo
Today · 4.125%
HK$62,225
baseline
▲ 0.50% · 4.625%
HK$66,011
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,450/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,140
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,887
−HK$1,772/mo
Today · 4.125%
HK$68,659
baseline
▲ 0.50% · 4.625%
HK$72,279
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,318/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,312
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,437
−HK$2,159/mo
Today · 4.125%
HK$72,596
baseline
▲ 0.50% · 4.625%
HK$77,013
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,192/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,997
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,035
−HK$2,068/mo
Today · 4.125%
HK$80,103
baseline
▲ 0.50% · 4.625%
HK$84,325
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,206/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,830
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,562
−HK$2,776/mo
Today · 4.125%
HK$93,338
baseline
▲ 0.50% · 4.625%
HK$99,017
+HK$5,679/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,676/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,710
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,331
−HK$2,658/mo
Today · 4.125%
HK$102,989
baseline
▲ 0.50% · 4.625%
HK$108,418
+HK$5,429/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,978/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,870 · Scale 2, in force from 26 Feb 2026)