LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,795
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,313
−HK$1,542/mo
Today · 4.125%
HK$51,855
baseline
▲ 0.50% · 4.625%
HK$55,010
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,710/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,284
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,740
−HK$1,477/mo
Today · 4.125%
HK$57,217
baseline
▲ 0.50% · 4.625%
HK$60,233
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,434/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,554
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,375
−HK$1,851/mo
Today · 4.125%
HK$62,226
baseline
▲ 0.50% · 4.625%
HK$66,012
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,452/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,141
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,888
−HK$1,772/mo
Today · 4.125%
HK$68,660
baseline
▲ 0.50% · 4.625%
HK$72,279
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,320/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,313
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,438
−HK$2,159/mo
Today · 4.125%
HK$72,597
baseline
▲ 0.50% · 4.625%
HK$77,014
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,194/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,997
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,036
−HK$2,067/mo
Today · 4.125%
HK$80,103
baseline
▲ 0.50% · 4.625%
HK$84,326
+HK$4,223/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,206/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,831
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,563
−HK$2,776/mo
Today · 4.125%
HK$93,339
baseline
▲ 0.50% · 4.625%
HK$99,018
+HK$5,679/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,678/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,711
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,331
−HK$2,659/mo
Today · 4.125%
HK$102,990
baseline
▲ 0.50% · 4.625%
HK$108,419
+HK$5,429/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,980/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,885 · Scale 2, in force from 26 Feb 2026)