LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,796
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,313
−HK$1,543/mo
Today · 4.125%
HK$51,856
baseline
▲ 0.50% · 4.625%
HK$55,011
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,712/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,285
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,740
−HK$1,477/mo
Today · 4.125%
HK$57,217
baseline
▲ 0.50% · 4.625%
HK$60,233
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,434/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,555
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,376
−HK$1,851/mo
Today · 4.125%
HK$62,227
baseline
▲ 0.50% · 4.625%
HK$66,013
+HK$3,786/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,454/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,142
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,889
−HK$1,772/mo
Today · 4.125%
HK$68,661
baseline
▲ 0.50% · 4.625%
HK$72,280
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,322/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,314
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,439
−HK$2,159/mo
Today · 4.125%
HK$72,598
baseline
▲ 0.50% · 4.625%
HK$77,015
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,196/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,998
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,037
−HK$2,067/mo
Today · 4.125%
HK$80,104
baseline
▲ 0.50% · 4.625%
HK$84,327
+HK$4,223/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,208/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,832
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,564
−HK$2,776/mo
Today · 4.125%
HK$93,340
baseline
▲ 0.50% · 4.625%
HK$99,019
+HK$5,679/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,680/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,712
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,333
−HK$2,658/mo
Today · 4.125%
HK$102,991
baseline
▲ 0.50% · 4.625%
HK$108,420
+HK$5,429/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,982/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,917 · Scale 2, in force from 26 Feb 2026)