LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,797
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,315
−HK$1,542/mo
Today · 4.125%
HK$51,857
baseline
▲ 0.50% · 4.625%
HK$55,012
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,714/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,286
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,742
−HK$1,477/mo
Today · 4.125%
HK$57,219
baseline
▲ 0.50% · 4.625%
HK$60,235
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,438/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,556
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,378
−HK$1,850/mo
Today · 4.125%
HK$62,228
baseline
▲ 0.50% · 4.625%
HK$66,015
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,456/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,143
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,891
−HK$1,772/mo
Today · 4.125%
HK$68,663
baseline
▲ 0.50% · 4.625%
HK$72,282
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,326/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,316
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,441
−HK$2,159/mo
Today · 4.125%
HK$72,600
baseline
▲ 0.50% · 4.625%
HK$77,017
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,200/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,001
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$78,039
−HK$2,068/mo
Today · 4.125%
HK$80,107
baseline
▲ 0.50% · 4.625%
HK$84,329
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,214/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,835
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,567
−HK$2,776/mo
Today · 4.125%
HK$93,343
baseline
▲ 0.50% · 4.625%
HK$99,022
+HK$5,679/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,686/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,715
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,336
−HK$2,658/mo
Today · 4.125%
HK$102,994
baseline
▲ 0.50% · 4.625%
HK$108,423
+HK$5,429/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,988/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$889,981 · Scale 2, in force from 26 Feb 2026)