LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,798
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,315
−HK$1,543/mo
Today · 4.125%
HK$51,858
baseline
▲ 0.50% · 4.625%
HK$55,013
+HK$3,155/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,716/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,287
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,743
−HK$1,477/mo
Today · 4.125%
HK$57,220
baseline
▲ 0.50% · 4.625%
HK$60,236
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,440/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,557
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,379
−HK$1,850/mo
Today · 4.125%
HK$62,229
baseline
▲ 0.50% · 4.625%
HK$66,016
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,458/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,144
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,891
−HK$1,773/mo
Today · 4.125%
HK$68,664
baseline
▲ 0.50% · 4.625%
HK$72,283
+HK$3,619/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,328/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,317
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,442
−HK$2,159/mo
Today · 4.125%
HK$72,601
baseline
▲ 0.50% · 4.625%
HK$77,018
+HK$4,417/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,202/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,001
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,040
−HK$2,068/mo
Today · 4.125%
HK$80,108
baseline
▲ 0.50% · 4.625%
HK$84,330
+HK$4,222/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,216/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,836
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,568
−HK$2,776/mo
Today · 4.125%
HK$93,344
baseline
▲ 0.50% · 4.625%
HK$99,023
+HK$5,679/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,688/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,716
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,337
−HK$2,658/mo
Today · 4.125%
HK$102,995
baseline
▲ 0.50% · 4.625%
HK$108,425
+HK$5,430/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$205,990/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,003 · Scale 2, in force from 26 Feb 2026)