LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,802
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,320
−HK$1,542/mo
Today · 4.125%
HK$51,862
baseline
▲ 0.50% · 4.625%
HK$55,018
+HK$3,156/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,724/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,292
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,748
−HK$1,477/mo
Today · 4.125%
HK$57,225
baseline
▲ 0.50% · 4.625%
HK$60,241
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,450/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,562
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,384
−HK$1,851/mo
Today · 4.125%
HK$62,235
baseline
▲ 0.50% · 4.625%
HK$66,022
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,470/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,150
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,897
−HK$1,773/mo
Today · 4.125%
HK$68,670
baseline
▲ 0.50% · 4.625%
HK$72,290
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,340/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,323
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$70,448
−HK$2,159/mo
Today · 4.125%
HK$72,607
baseline
▲ 0.50% · 4.625%
HK$77,025
+HK$4,418/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,214/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,008
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,047
−HK$2,068/mo
Today · 4.125%
HK$80,115
baseline
▲ 0.50% · 4.625%
HK$84,338
+HK$4,223/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,230/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,844
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,576
−HK$2,776/mo
Today · 4.125%
HK$93,352
baseline
▲ 0.50% · 4.625%
HK$99,032
+HK$5,680/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,704/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,725
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,346
−HK$2,659/mo
Today · 4.125%
HK$103,005
baseline
▲ 0.50% · 4.625%
HK$108,434
+HK$5,429/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$206,010/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,196 · Scale 2, in force from 26 Feb 2026)