LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,804
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,322
−HK$1,543/mo
Today · 4.125%
HK$51,865
baseline
▲ 0.50% · 4.625%
HK$55,021
+HK$3,156/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,730/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,294
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,750
−HK$1,478/mo
Today · 4.125%
HK$57,228
baseline
▲ 0.50% · 4.625%
HK$60,244
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,456/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,565
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,387
−HK$1,851/mo
Today · 4.125%
HK$62,238
baseline
▲ 0.50% · 4.625%
HK$66,025
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,476/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,153
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,900
−HK$1,773/mo
Today · 4.125%
HK$68,673
baseline
▲ 0.50% · 4.625%
HK$72,293
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,346/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,326
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,451
−HK$2,160/mo
Today · 4.125%
HK$72,611
baseline
▲ 0.50% · 4.625%
HK$77,029
+HK$4,418/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,222/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,012
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,050
−HK$2,069/mo
Today · 4.125%
HK$80,119
baseline
▲ 0.50% · 4.625%
HK$84,342
+HK$4,223/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,238/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,848
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,580
−HK$2,776/mo
Today · 4.125%
HK$93,356
baseline
▲ 0.50% · 4.625%
HK$99,037
+HK$5,681/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,712/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,730
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,351
−HK$2,659/mo
Today · 4.125%
HK$103,010
baseline
▲ 0.50% · 4.625%
HK$108,439
+HK$5,429/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$206,020/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,295 · Scale 2, in force from 26 Feb 2026)