LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,807
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,325
−HK$1,542/mo
Today · 4.125%
HK$51,867
baseline
▲ 0.50% · 4.625%
HK$55,023
+HK$3,156/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,734/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,297
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,753
−HK$1,477/mo
Today · 4.125%
HK$57,230
baseline
▲ 0.50% · 4.625%
HK$60,247
+HK$3,017/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,460/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,568
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,390
−HK$1,851/mo
Today · 4.125%
HK$62,241
baseline
▲ 0.50% · 4.625%
HK$66,028
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,482/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,156
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,904
−HK$1,772/mo
Today · 4.125%
HK$68,676
baseline
▲ 0.50% · 4.625%
HK$72,296
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,352/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,329
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,455
−HK$2,159/mo
Today · 4.125%
HK$72,614
baseline
▲ 0.50% · 4.625%
HK$77,032
+HK$4,418/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,228/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,015
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,054
−HK$2,068/mo
Today · 4.125%
HK$80,122
baseline
▲ 0.50% · 4.625%
HK$84,346
+HK$4,224/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,244/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,852
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$90,584
−HK$2,777/mo
Today · 4.125%
HK$93,361
baseline
▲ 0.50% · 4.625%
HK$99,042
+HK$5,681/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,722/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,734
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,355
−HK$2,659/mo
Today · 4.125%
HK$103,014
baseline
▲ 0.50% · 4.625%
HK$108,444
+HK$5,430/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$206,028/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,396 · Scale 2, in force from 26 Feb 2026)