LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,808
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,326
−HK$1,542/mo
Today · 4.125%
HK$51,868
baseline
▲ 0.50% · 4.625%
HK$55,024
+HK$3,156/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,736/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,298
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,754
−HK$1,478/mo
Today · 4.125%
HK$57,232
baseline
▲ 0.50% · 4.625%
HK$60,248
+HK$3,016/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,464/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,569
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,391
−HK$1,851/mo
Today · 4.125%
HK$62,242
baseline
▲ 0.50% · 4.625%
HK$66,029
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,484/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,158
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,905
−HK$1,773/mo
Today · 4.125%
HK$68,678
baseline
▲ 0.50% · 4.625%
HK$72,298
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,356/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,331
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,456
−HK$2,160/mo
Today · 4.125%
HK$72,616
baseline
▲ 0.50% · 4.625%
HK$77,034
+HK$4,418/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,232/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,017
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,056
−HK$2,068/mo
Today · 4.125%
HK$80,124
baseline
▲ 0.50% · 4.625%
HK$84,348
+HK$4,224/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,248/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,854
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$90,586
−HK$2,777/mo
Today · 4.125%
HK$93,363
baseline
▲ 0.50% · 4.625%
HK$99,044
+HK$5,681/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$186,726/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,736
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$100,358
−HK$2,659/mo
Today · 4.125%
HK$103,017
baseline
▲ 0.50% · 4.625%
HK$108,447
+HK$5,430/mo
Deposit HK$2.14M · loan HK$19.26M · min. income ≈ HK$206,034/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,444 · Scale 2, in force from 26 Feb 2026)