LTV · monthly repayment
▼ 0.50% · 3.625%
HK$488,088
−HK$30,607/mo
▼ 0.25% · 3.875%
HK$503,270
−HK$15,425/mo
Today · 4.125%
HK$518,695
baseline
▲ 0.50% · 4.625%
HK$550,257
+HK$31,562/mo
Deposit HK$107.02M · loan HK$107.02M · min. income ≈ HK$1,037,390/mo (50% DSR)
Upfront cash ≈ HK$120.94M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$542,993
−HK$29,336/mo
▼ 0.25% · 3.875%
HK$557,556
−HK$14,773/mo
Today · 4.125%
HK$572,329
baseline
▲ 0.50% · 4.625%
HK$602,497
+HK$30,168/mo
Deposit HK$107.02M · loan HK$107.02M · min. income ≈ HK$1,144,658/mo (50% DSR)
Upfront cash ≈ HK$120.94M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$585,705
−HK$36,729/mo
▼ 0.25% · 3.875%
HK$603,924
−HK$18,510/mo
Today · 4.125%
HK$622,434
baseline
▲ 0.50% · 4.625%
HK$660,308
+HK$37,874/mo
Deposit HK$85.62M · loan HK$128.43M · min. income ≈ HK$1,244,868/mo (50% DSR)
Upfront cash ≈ HK$99.53M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$651,591
−HK$35,204/mo
▼ 0.25% · 3.875%
HK$669,067
−HK$17,728/mo
Today · 4.125%
HK$686,795
baseline
▲ 0.50% · 4.625%
HK$722,997
+HK$36,202/mo
Deposit HK$85.62M · loan HK$128.43M · min. income ≈ HK$1,373,590/mo (50% DSR)
Upfront cash ≈ HK$99.53M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$683,323
−HK$42,850/mo
▼ 0.25% · 3.875%
HK$704,578
−HK$21,595/mo
Today · 4.125%
HK$726,173
baseline
▲ 0.50% · 4.625%
HK$770,359
+HK$44,186/mo
Deposit HK$64.21M · loan HK$149.83M · min. income ≈ HK$1,452,346/mo (50% DSR)
Upfront cash ≈ HK$78.13M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$760,190
−HK$41,071/mo
▼ 0.25% · 3.875%
HK$780,578
−HK$20,683/mo
Today · 4.125%
HK$801,261
baseline
▲ 0.50% · 4.625%
HK$843,496
+HK$42,235/mo
Deposit HK$64.21M · loan HK$149.83M · min. income ≈ HK$1,602,522/mo (50% DSR)
Upfront cash ≈ HK$78.13M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$878,558
−HK$55,094/mo
▼ 0.25% · 3.875%
HK$905,886
−HK$27,766/mo
Today · 4.125%
HK$933,652
baseline
▲ 0.50% · 4.625%
HK$990,462
+HK$56,810/mo
Deposit HK$21.40M · loan HK$192.64M · min. income ≈ HK$1,867,304/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$977,387
−HK$52,805/mo
▼ 0.25% · 3.875%
HK$1,003,600
−HK$26,592/mo
Today · 4.125%
HK$1,030,192
baseline
▲ 0.50% · 4.625%
HK$1,084,495
+HK$54,303/mo
Deposit HK$21.40M · loan HK$192.64M · min. income ≈ HK$2,060,384/mo (50% DSR)
Upfront cash ≈ HK$35.32M (deposit + AVD stamp duty HK$13,913,222 · Scale 2, in force from 26 Feb 2026)