LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,811
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,329
−HK$1,542/mo
Today · 4.125%
HK$51,871
baseline
▲ 0.50% · 4.625%
HK$55,028
+HK$3,157/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,742/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,301
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,758
−HK$1,477/mo
Today · 4.125%
HK$57,235
baseline
▲ 0.50% · 4.625%
HK$60,252
+HK$3,017/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,470/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,573
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,395
−HK$1,851/mo
Today · 4.125%
HK$62,246
baseline
▲ 0.50% · 4.625%
HK$66,033
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,492/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,162
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,909
−HK$1,773/mo
Today · 4.125%
HK$68,682
baseline
▲ 0.50% · 4.625%
HK$72,302
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,364/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,335
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,460
−HK$2,160/mo
Today · 4.125%
HK$72,620
baseline
▲ 0.50% · 4.625%
HK$77,039
+HK$4,419/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,240/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,022
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,061
−HK$2,068/mo
Today · 4.125%
HK$80,129
baseline
▲ 0.50% · 4.625%
HK$84,353
+HK$4,224/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,258/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,859
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,592
−HK$2,777/mo
Today · 4.125%
HK$93,369
baseline
▲ 0.50% · 4.625%
HK$99,050
+HK$5,681/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,738/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,742
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$100,364
−HK$2,659/mo
Today · 4.125%
HK$103,023
baseline
▲ 0.50% · 4.625%
HK$108,453
+HK$5,430/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,046/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,574 · Scale 2, in force from 26 Feb 2026)