LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,811
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,330
−HK$1,542/mo
Today · 4.125%
HK$51,872
baseline
▲ 0.50% · 4.625%
HK$55,028
+HK$3,156/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,744/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,302
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,758
−HK$1,478/mo
Today · 4.125%
HK$57,236
baseline
▲ 0.50% · 4.625%
HK$60,253
+HK$3,017/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,472/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,574
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,396
−HK$1,851/mo
Today · 4.125%
HK$62,247
baseline
▲ 0.50% · 4.625%
HK$66,034
+HK$3,787/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,494/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,162
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,910
−HK$1,773/mo
Today · 4.125%
HK$68,683
baseline
▲ 0.50% · 4.625%
HK$72,303
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,366/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,336
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,461
−HK$2,160/mo
Today · 4.125%
HK$72,621
baseline
▲ 0.50% · 4.625%
HK$77,040
+HK$4,419/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,242/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,023
−HK$4,107/mo
▼ 0.25% · 3.875%
HK$78,062
−HK$2,068/mo
Today · 4.125%
HK$80,130
baseline
▲ 0.50% · 4.625%
HK$84,354
+HK$4,224/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,260/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,860
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,593
−HK$2,777/mo
Today · 4.125%
HK$93,370
baseline
▲ 0.50% · 4.625%
HK$99,051
+HK$5,681/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,740/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,744
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,365
−HK$2,659/mo
Today · 4.125%
HK$103,024
baseline
▲ 0.50% · 4.625%
HK$108,455
+HK$5,431/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,048/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,605 · Scale 2, in force from 26 Feb 2026)