LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,813
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,332
−HK$1,542/mo
Today · 4.125%
HK$51,874
baseline
▲ 0.50% · 4.625%
HK$55,031
+HK$3,157/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,748/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,304
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,761
−HK$1,477/mo
Today · 4.125%
HK$57,238
baseline
▲ 0.50% · 4.625%
HK$60,256
+HK$3,018/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,476/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,576
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,398
−HK$1,851/mo
Today · 4.125%
HK$62,249
baseline
▲ 0.50% · 4.625%
HK$66,037
+HK$3,788/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,498/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,165
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,913
−HK$1,773/mo
Today · 4.125%
HK$68,686
baseline
▲ 0.50% · 4.625%
HK$72,307
+HK$3,621/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,372/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,339
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,465
−HK$2,159/mo
Today · 4.125%
HK$72,624
baseline
▲ 0.50% · 4.625%
HK$77,043
+HK$4,419/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$145,248/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,026
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,065
−HK$2,069/mo
Today · 4.125%
HK$80,134
baseline
▲ 0.50% · 4.625%
HK$84,358
+HK$4,224/mo
Deposit HK$6.42M · loan HK$14.98M · min. income ≈ HK$160,268/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,864
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,597
−HK$2,777/mo
Today · 4.125%
HK$93,374
baseline
▲ 0.50% · 4.625%
HK$99,056
+HK$5,682/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,748/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,748
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$100,370
−HK$2,659/mo
Today · 4.125%
HK$103,029
baseline
▲ 0.50% · 4.625%
HK$108,460
+HK$5,431/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,058/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,701 · Scale 2, in force from 26 Feb 2026)