LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,814
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,333
−HK$1,542/mo
Today · 4.125%
HK$51,875
baseline
▲ 0.50% · 4.625%
HK$55,032
+HK$3,157/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,750/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,305
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,762
−HK$1,477/mo
Today · 4.125%
HK$57,239
baseline
▲ 0.50% · 4.625%
HK$60,256
+HK$3,017/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,478/mo (50% DSR)
Upfront cash ≈ HK$11.59M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,577
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,399
−HK$1,851/mo
Today · 4.125%
HK$62,250
baseline
▲ 0.50% · 4.625%
HK$66,038
+HK$3,788/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$124,500/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,166
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,914
−HK$1,773/mo
Today · 4.125%
HK$68,687
baseline
▲ 0.50% · 4.625%
HK$72,308
+HK$3,621/mo
Deposit HK$8.56M · loan HK$12.84M · min. income ≈ HK$137,374/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,340
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$70,466
−HK$2,159/mo
Today · 4.125%
HK$72,625
baseline
▲ 0.50% · 4.625%
HK$77,044
+HK$4,419/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,250/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,027
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,066
−HK$2,069/mo
Today · 4.125%
HK$80,135
baseline
▲ 0.50% · 4.625%
HK$84,359
+HK$4,224/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,270/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,865
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,599
−HK$2,776/mo
Today · 4.125%
HK$93,375
baseline
▲ 0.50% · 4.625%
HK$99,057
+HK$5,682/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,750/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,749
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,371
−HK$2,660/mo
Today · 4.125%
HK$103,031
baseline
▲ 0.50% · 4.625%
HK$108,461
+HK$5,430/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,062/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,731 · Scale 2, in force from 26 Feb 2026)