LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,817
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,335
−HK$1,543/mo
Today · 4.125%
HK$51,878
baseline
▲ 0.50% · 4.625%
HK$55,035
+HK$3,157/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$103,756/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,308
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,765
−HK$1,477/mo
Today · 4.125%
HK$57,242
baseline
▲ 0.50% · 4.625%
HK$60,259
+HK$3,017/mo
Deposit HK$10.70M · loan HK$10.70M · min. income ≈ HK$114,484/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,580
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,402
−HK$1,851/mo
Today · 4.125%
HK$62,253
baseline
▲ 0.50% · 4.625%
HK$66,041
+HK$3,788/mo
Deposit HK$8.56M · loan HK$12.85M · min. income ≈ HK$124,506/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,170
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,917
−HK$1,774/mo
Today · 4.125%
HK$68,691
baseline
▲ 0.50% · 4.625%
HK$72,311
+HK$3,620/mo
Deposit HK$8.56M · loan HK$12.85M · min. income ≈ HK$137,382/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,343
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,469
−HK$2,160/mo
Today · 4.125%
HK$72,629
baseline
▲ 0.50% · 4.625%
HK$77,048
+HK$4,419/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,258/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,031
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,070
−HK$2,069/mo
Today · 4.125%
HK$80,139
baseline
▲ 0.50% · 4.625%
HK$84,363
+HK$4,224/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,278/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,870
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,603
−HK$2,777/mo
Today · 4.125%
HK$93,380
baseline
▲ 0.50% · 4.625%
HK$99,062
+HK$5,682/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,760/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,754
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,376
−HK$2,660/mo
Today · 4.125%
HK$103,036
baseline
▲ 0.50% · 4.625%
HK$108,467
+HK$5,431/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,072/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$890,841 · Scale 2, in force from 26 Feb 2026)