LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,825
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,343
−HK$1,543/mo
Today · 4.125%
HK$51,886
baseline
▲ 0.50% · 4.625%
HK$55,043
+HK$3,157/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,772/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,317
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,774
−HK$1,477/mo
Today · 4.125%
HK$57,251
baseline
▲ 0.50% · 4.625%
HK$60,269
+HK$3,018/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,502/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,590
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,412
−HK$1,852/mo
Today · 4.125%
HK$62,264
baseline
▲ 0.50% · 4.625%
HK$66,052
+HK$3,788/mo
Deposit HK$8.56M · loan HK$12.85M · min. income ≈ HK$124,528/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,180
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,928
−HK$1,774/mo
Today · 4.125%
HK$68,702
baseline
▲ 0.50% · 4.625%
HK$72,323
+HK$3,621/mo
Deposit HK$8.56M · loan HK$12.85M · min. income ≈ HK$137,404/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,354
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,481
−HK$2,160/mo
Today · 4.125%
HK$72,641
baseline
▲ 0.50% · 4.625%
HK$77,061
+HK$4,420/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,282/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,044
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,083
−HK$2,069/mo
Today · 4.125%
HK$80,152
baseline
▲ 0.50% · 4.625%
HK$84,377
+HK$4,225/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,304/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,884
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$90,618
−HK$2,777/mo
Today · 4.125%
HK$93,395
baseline
▲ 0.50% · 4.625%
HK$99,078
+HK$5,683/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,790/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,770
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,393
−HK$2,660/mo
Today · 4.125%
HK$103,053
baseline
▲ 0.50% · 4.625%
HK$108,485
+HK$5,432/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,106/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,189 · Scale 2, in force from 26 Feb 2026)