LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,826
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,345
−HK$1,543/mo
Today · 4.125%
HK$51,888
baseline
▲ 0.50% · 4.625%
HK$55,045
+HK$3,157/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,776/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,318
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,775
−HK$1,478/mo
Today · 4.125%
HK$57,253
baseline
▲ 0.50% · 4.625%
HK$60,271
+HK$3,018/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,506/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,591
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,414
−HK$1,851/mo
Today · 4.125%
HK$62,265
baseline
▲ 0.50% · 4.625%
HK$66,054
+HK$3,789/mo
Deposit HK$8.56M · loan HK$12.85M · min. income ≈ HK$124,530/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,182
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,930
−HK$1,774/mo
Today · 4.125%
HK$68,704
baseline
▲ 0.50% · 4.625%
HK$72,325
+HK$3,621/mo
Deposit HK$8.56M · loan HK$12.85M · min. income ≈ HK$137,408/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,356
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,483
−HK$2,160/mo
Today · 4.125%
HK$72,643
baseline
▲ 0.50% · 4.625%
HK$77,063
+HK$4,420/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,286/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,046
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,085
−HK$2,069/mo
Today · 4.125%
HK$80,154
baseline
▲ 0.50% · 4.625%
HK$84,379
+HK$4,225/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,308/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,887
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$90,620
−HK$2,778/mo
Today · 4.125%
HK$93,398
baseline
▲ 0.50% · 4.625%
HK$99,081
+HK$5,683/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,796/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,773
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,395
−HK$2,660/mo
Today · 4.125%
HK$103,055
baseline
▲ 0.50% · 4.625%
HK$108,488
+HK$5,433/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,110/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,246 · Scale 2, in force from 26 Feb 2026)