LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,828
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,347
−HK$1,543/mo
Today · 4.125%
HK$51,890
baseline
▲ 0.50% · 4.625%
HK$55,047
+HK$3,157/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,780/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,321
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,777
−HK$1,478/mo
Today · 4.125%
HK$57,255
baseline
▲ 0.50% · 4.625%
HK$60,273
+HK$3,018/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,510/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,593
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,416
−HK$1,852/mo
Today · 4.125%
HK$62,268
baseline
▲ 0.50% · 4.625%
HK$66,057
+HK$3,789/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,536/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,185
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,933
−HK$1,773/mo
Today · 4.125%
HK$68,706
baseline
▲ 0.50% · 4.625%
HK$72,328
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,412/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,359
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,485
−HK$2,161/mo
Today · 4.125%
HK$72,646
baseline
▲ 0.50% · 4.625%
HK$77,066
+HK$4,420/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,292/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,049
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,088
−HK$2,069/mo
Today · 4.125%
HK$80,157
baseline
▲ 0.50% · 4.625%
HK$84,383
+HK$4,226/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,314/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,890
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,624
−HK$2,778/mo
Today · 4.125%
HK$93,402
baseline
▲ 0.50% · 4.625%
HK$99,085
+HK$5,683/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,804/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,777
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,399
−HK$2,661/mo
Today · 4.125%
HK$103,060
baseline
▲ 0.50% · 4.625%
HK$108,492
+HK$5,432/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,120/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,333 · Scale 2, in force from 26 Feb 2026)