LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,830
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,349
−HK$1,543/mo
Today · 4.125%
HK$51,892
baseline
▲ 0.50% · 4.625%
HK$55,049
+HK$3,157/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,784/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,323
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,779
−HK$1,478/mo
Today · 4.125%
HK$57,257
baseline
▲ 0.50% · 4.625%
HK$60,276
+HK$3,019/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,514/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,596
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,418
−HK$1,852/mo
Today · 4.125%
HK$62,270
baseline
▲ 0.50% · 4.625%
HK$66,059
+HK$3,789/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,540/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,187
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,935
−HK$1,774/mo
Today · 4.125%
HK$68,709
baseline
▲ 0.50% · 4.625%
HK$72,331
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,418/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,362
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$70,488
−HK$2,160/mo
Today · 4.125%
HK$72,648
baseline
▲ 0.50% · 4.625%
HK$77,069
+HK$4,421/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,296/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,052
−HK$4,108/mo
▼ 0.25% · 3.875%
HK$78,091
−HK$2,069/mo
Today · 4.125%
HK$80,160
baseline
▲ 0.50% · 4.625%
HK$84,386
+HK$4,226/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,320/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,893
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,627
−HK$2,778/mo
Today · 4.125%
HK$93,405
baseline
▲ 0.50% · 4.625%
HK$99,089
+HK$5,684/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,810/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,781
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,403
−HK$2,660/mo
Today · 4.125%
HK$103,063
baseline
▲ 0.50% · 4.625%
HK$108,496
+HK$5,433/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,126/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,413 · Scale 2, in force from 26 Feb 2026)