LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,830
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,349
−HK$1,543/mo
Today · 4.125%
HK$51,892
baseline
▲ 0.50% · 4.625%
HK$55,050
+HK$3,158/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,784/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,323
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,780
−HK$1,478/mo
Today · 4.125%
HK$57,258
baseline
▲ 0.50% · 4.625%
HK$60,276
+HK$3,018/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,516/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,596
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,419
−HK$1,852/mo
Today · 4.125%
HK$62,271
baseline
▲ 0.50% · 4.625%
HK$66,060
+HK$3,789/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,542/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,188
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,936
−HK$1,774/mo
Today · 4.125%
HK$68,710
baseline
▲ 0.50% · 4.625%
HK$72,331
+HK$3,621/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,420/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,362
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,489
−HK$2,160/mo
Today · 4.125%
HK$72,649
baseline
▲ 0.50% · 4.625%
HK$77,070
+HK$4,421/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,298/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,052
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,092
−HK$2,069/mo
Today · 4.125%
HK$80,161
baseline
▲ 0.50% · 4.625%
HK$84,387
+HK$4,226/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,322/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,894
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,628
−HK$2,778/mo
Today · 4.125%
HK$93,406
baseline
▲ 0.50% · 4.625%
HK$99,090
+HK$5,684/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,812/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,782
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,404
−HK$2,660/mo
Today · 4.125%
HK$103,064
baseline
▲ 0.50% · 4.625%
HK$108,497
+HK$5,433/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,128/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,433 · Scale 2, in force from 26 Feb 2026)