LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,831
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,350
−HK$1,544/mo
Today · 4.125%
HK$51,894
baseline
▲ 0.50% · 4.625%
HK$55,051
+HK$3,157/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,788/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,324
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,781
−HK$1,478/mo
Today · 4.125%
HK$57,259
baseline
▲ 0.50% · 4.625%
HK$60,278
+HK$3,019/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,518/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,598
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,420
−HK$1,852/mo
Today · 4.125%
HK$62,272
baseline
▲ 0.50% · 4.625%
HK$66,061
+HK$3,789/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,544/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,189
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,938
−HK$1,773/mo
Today · 4.125%
HK$68,711
baseline
▲ 0.50% · 4.625%
HK$72,333
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,422/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,364
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,490
−HK$2,161/mo
Today · 4.125%
HK$72,651
baseline
▲ 0.50% · 4.625%
HK$77,072
+HK$4,421/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,302/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,054
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,094
−HK$2,069/mo
Today · 4.125%
HK$80,163
baseline
▲ 0.50% · 4.625%
HK$84,389
+HK$4,226/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,326/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,896
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,631
−HK$2,777/mo
Today · 4.125%
HK$93,408
baseline
▲ 0.50% · 4.625%
HK$99,092
+HK$5,684/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,816/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,784
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,406
−HK$2,661/mo
Today · 4.125%
HK$103,067
baseline
▲ 0.50% · 4.625%
HK$108,500
+HK$5,433/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,134/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,486 · Scale 2, in force from 26 Feb 2026)