LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,832
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,351
−HK$1,543/mo
Today · 4.125%
HK$51,894
baseline
▲ 0.50% · 4.625%
HK$55,052
+HK$3,158/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,788/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,325
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,782
−HK$1,478/mo
Today · 4.125%
HK$57,260
baseline
▲ 0.50% · 4.625%
HK$60,278
+HK$3,018/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,520/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,598
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,421
−HK$1,852/mo
Today · 4.125%
HK$62,273
baseline
▲ 0.50% · 4.625%
HK$66,062
+HK$3,789/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,546/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,190
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,938
−HK$1,774/mo
Today · 4.125%
HK$68,712
baseline
▲ 0.50% · 4.625%
HK$72,334
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,424/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,364
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,491
−HK$2,160/mo
Today · 4.125%
HK$72,651
baseline
▲ 0.50% · 4.625%
HK$77,072
+HK$4,421/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,302/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,055
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,094
−HK$2,070/mo
Today · 4.125%
HK$80,164
baseline
▲ 0.50% · 4.625%
HK$84,389
+HK$4,225/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,328/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,897
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,631
−HK$2,778/mo
Today · 4.125%
HK$93,409
baseline
▲ 0.50% · 4.625%
HK$99,093
+HK$5,684/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,818/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,785
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,407
−HK$2,661/mo
Today · 4.125%
HK$103,068
baseline
▲ 0.50% · 4.625%
HK$108,501
+HK$5,433/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,136/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,502 · Scale 2, in force from 26 Feb 2026)