LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,835
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,354
−HK$1,543/mo
Today · 4.125%
HK$51,897
baseline
▲ 0.50% · 4.625%
HK$55,055
+HK$3,158/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,794/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,328
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,785
−HK$1,479/mo
Today · 4.125%
HK$57,264
baseline
▲ 0.50% · 4.625%
HK$60,282
+HK$3,018/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,528/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,602
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,425
−HK$1,852/mo
Today · 4.125%
HK$62,277
baseline
▲ 0.50% · 4.625%
HK$66,066
+HK$3,789/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,554/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,194
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,943
−HK$1,773/mo
Today · 4.125%
HK$68,716
baseline
▲ 0.50% · 4.625%
HK$72,338
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,432/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,369
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,496
−HK$2,160/mo
Today · 4.125%
HK$72,656
baseline
▲ 0.50% · 4.625%
HK$77,077
+HK$4,421/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$145,312/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,060
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,100
−HK$2,069/mo
Today · 4.125%
HK$80,169
baseline
▲ 0.50% · 4.625%
HK$84,395
+HK$4,226/mo
Deposit HK$6.42M · loan HK$14.99M · min. income ≈ HK$160,338/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,903
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,637
−HK$2,778/mo
Today · 4.125%
HK$93,415
baseline
▲ 0.50% · 4.625%
HK$99,099
+HK$5,684/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$186,830/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,791
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,414
−HK$2,660/mo
Today · 4.125%
HK$103,074
baseline
▲ 0.50% · 4.625%
HK$108,508
+HK$5,434/mo
Deposit HK$2.14M · loan HK$19.27M · min. income ≈ HK$206,148/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,643 · Scale 2, in force from 26 Feb 2026)