LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,836
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,355
−HK$1,544/mo
Today · 4.125%
HK$51,899
baseline
▲ 0.50% · 4.625%
HK$55,057
+HK$3,158/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,798/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,330
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,787
−HK$1,478/mo
Today · 4.125%
HK$57,265
baseline
▲ 0.50% · 4.625%
HK$60,284
+HK$3,019/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,530/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,604
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,427
−HK$1,852/mo
Today · 4.125%
HK$62,279
baseline
▲ 0.50% · 4.625%
HK$66,068
+HK$3,789/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,558/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,196
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,944
−HK$1,774/mo
Today · 4.125%
HK$68,718
baseline
▲ 0.50% · 4.625%
HK$72,340
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,436/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,371
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,498
−HK$2,160/mo
Today · 4.125%
HK$72,658
baseline
▲ 0.50% · 4.625%
HK$77,079
+HK$4,421/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$145,316/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,062
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,102
−HK$2,069/mo
Today · 4.125%
HK$80,171
baseline
▲ 0.50% · 4.625%
HK$84,397
+HK$4,226/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$160,342/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,905
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,640
−HK$2,778/mo
Today · 4.125%
HK$93,418
baseline
▲ 0.50% · 4.625%
HK$99,102
+HK$5,684/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,836/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,794
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,417
−HK$2,660/mo
Today · 4.125%
HK$103,077
baseline
▲ 0.50% · 4.625%
HK$108,511
+HK$5,434/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,154/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,704 · Scale 2, in force from 26 Feb 2026)