LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,838
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,357
−HK$1,544/mo
Today · 4.125%
HK$51,901
baseline
▲ 0.50% · 4.625%
HK$55,059
+HK$3,158/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,802/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,332
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,789
−HK$1,479/mo
Today · 4.125%
HK$57,268
baseline
▲ 0.50% · 4.625%
HK$60,286
+HK$3,018/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,536/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,606
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,429
−HK$1,852/mo
Today · 4.125%
HK$62,281
baseline
▲ 0.50% · 4.625%
HK$66,071
+HK$3,790/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,562/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,199
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$66,947
−HK$1,774/mo
Today · 4.125%
HK$68,721
baseline
▲ 0.50% · 4.625%
HK$72,343
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,442/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,374
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,500
−HK$2,161/mo
Today · 4.125%
HK$72,661
baseline
▲ 0.50% · 4.625%
HK$77,083
+HK$4,422/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$145,322/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,065
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,105
−HK$2,070/mo
Today · 4.125%
HK$80,175
baseline
▲ 0.50% · 4.625%
HK$84,401
+HK$4,226/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$160,350/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,909
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,643
−HK$2,779/mo
Today · 4.125%
HK$93,422
baseline
▲ 0.50% · 4.625%
HK$99,106
+HK$5,684/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,844/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,798
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$100,421
−HK$2,661/mo
Today · 4.125%
HK$103,082
baseline
▲ 0.50% · 4.625%
HK$108,515
+HK$5,433/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,164/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,792 · Scale 2, in force from 26 Feb 2026)