LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,840
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,359
−HK$1,543/mo
Today · 4.125%
HK$51,902
baseline
▲ 0.50% · 4.625%
HK$55,061
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,804/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,334
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,791
−HK$1,478/mo
Today · 4.125%
HK$57,269
baseline
▲ 0.50% · 4.625%
HK$60,288
+HK$3,019/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,538/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,608
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,431
−HK$1,852/mo
Today · 4.125%
HK$62,283
baseline
▲ 0.50% · 4.625%
HK$66,073
+HK$3,790/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,566/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,200
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,949
−HK$1,774/mo
Today · 4.125%
HK$68,723
baseline
▲ 0.50% · 4.625%
HK$72,346
+HK$3,623/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,446/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,376
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$70,503
−HK$2,160/mo
Today · 4.125%
HK$72,663
baseline
▲ 0.50% · 4.625%
HK$77,085
+HK$4,422/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$145,326/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,067
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,107
−HK$2,070/mo
Today · 4.125%
HK$80,177
baseline
▲ 0.50% · 4.625%
HK$84,403
+HK$4,226/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$160,354/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,912
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,646
−HK$2,778/mo
Today · 4.125%
HK$93,424
baseline
▲ 0.50% · 4.625%
HK$99,109
+HK$5,685/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,848/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,801
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$100,424
−HK$2,661/mo
Today · 4.125%
HK$103,085
baseline
▲ 0.50% · 4.625%
HK$108,518
+HK$5,433/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,170/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,854 · Scale 2, in force from 26 Feb 2026)