LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,842
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,362
−HK$1,543/mo
Today · 4.125%
HK$51,905
baseline
▲ 0.50% · 4.625%
HK$55,064
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,810/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,337
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,794
−HK$1,478/mo
Today · 4.125%
HK$57,272
baseline
▲ 0.50% · 4.625%
HK$60,291
+HK$3,019/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,544/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,611
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,434
−HK$1,852/mo
Today · 4.125%
HK$62,286
baseline
▲ 0.50% · 4.625%
HK$66,076
+HK$3,790/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,572/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,204
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,953
−HK$1,774/mo
Today · 4.125%
HK$68,727
baseline
▲ 0.50% · 4.625%
HK$72,349
+HK$3,622/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,454/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,379
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,506
−HK$2,161/mo
Today · 4.125%
HK$72,667
baseline
▲ 0.50% · 4.625%
HK$77,089
+HK$4,422/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$145,334/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,071
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,112
−HK$2,069/mo
Today · 4.125%
HK$80,181
baseline
▲ 0.50% · 4.625%
HK$84,408
+HK$4,227/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$160,362/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,916
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,651
−HK$2,778/mo
Today · 4.125%
HK$93,429
baseline
▲ 0.50% · 4.625%
HK$99,114
+HK$5,685/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,858/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,806
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$100,429
−HK$2,661/mo
Today · 4.125%
HK$103,090
baseline
▲ 0.50% · 4.625%
HK$108,524
+HK$5,434/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,180/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$891,969 · Scale 2, in force from 26 Feb 2026)