LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,843
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,363
−HK$1,543/mo
Today · 4.125%
HK$51,906
baseline
▲ 0.50% · 4.625%
HK$55,065
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,812/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,338
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,795
−HK$1,478/mo
Today · 4.125%
HK$57,273
baseline
▲ 0.50% · 4.625%
HK$60,292
+HK$3,019/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,546/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,612
−HK$3,675/mo
▼ 0.25% · 3.875%
HK$60,435
−HK$1,852/mo
Today · 4.125%
HK$62,287
baseline
▲ 0.50% · 4.625%
HK$66,077
+HK$3,790/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,574/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,205
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,954
−HK$1,774/mo
Today · 4.125%
HK$68,728
baseline
▲ 0.50% · 4.625%
HK$72,351
+HK$3,623/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,456/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,381
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,508
−HK$2,161/mo
Today · 4.125%
HK$72,669
baseline
▲ 0.50% · 4.625%
HK$77,090
+HK$4,421/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$145,338/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,073
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,113
−HK$2,070/mo
Today · 4.125%
HK$80,183
baseline
▲ 0.50% · 4.625%
HK$84,409
+HK$4,226/mo
Deposit HK$6.43M · loan HK$14.99M · min. income ≈ HK$160,366/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,918
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,653
−HK$2,778/mo
Today · 4.125%
HK$93,431
baseline
▲ 0.50% · 4.625%
HK$99,116
+HK$5,685/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,862/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,808
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$100,431
−HK$2,661/mo
Today · 4.125%
HK$103,092
baseline
▲ 0.50% · 4.625%
HK$108,526
+HK$5,434/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,184/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$892,007 · Scale 2, in force from 26 Feb 2026)