LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,850
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,369
−HK$1,544/mo
Today · 4.125%
HK$51,913
baseline
▲ 0.50% · 4.625%
HK$55,072
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,826/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,345
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,802
−HK$1,479/mo
Today · 4.125%
HK$57,281
baseline
▲ 0.50% · 4.625%
HK$60,300
+HK$3,019/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,562/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,620
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,443
−HK$1,853/mo
Today · 4.125%
HK$62,296
baseline
▲ 0.50% · 4.625%
HK$66,086
+HK$3,790/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,592/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,214
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$66,963
−HK$1,774/mo
Today · 4.125%
HK$68,737
baseline
▲ 0.50% · 4.625%
HK$72,360
+HK$3,623/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,474/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,390
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,517
−HK$2,161/mo
Today · 4.125%
HK$72,678
baseline
▲ 0.50% · 4.625%
HK$77,101
+HK$4,423/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,356/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,083
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,123
−HK$2,070/mo
Today · 4.125%
HK$80,193
baseline
▲ 0.50% · 4.625%
HK$84,420
+HK$4,227/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,386/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,930
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,665
−HK$2,778/mo
Today · 4.125%
HK$93,443
baseline
▲ 0.50% · 4.625%
HK$99,129
+HK$5,686/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,886/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,821
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$100,444
−HK$2,662/mo
Today · 4.125%
HK$103,106
baseline
▲ 0.50% · 4.625%
HK$108,541
+HK$5,435/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,212/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$892,292 · Scale 2, in force from 26 Feb 2026)