LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,853
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,373
−HK$1,544/mo
Today · 4.125%
HK$51,917
baseline
▲ 0.50% · 4.625%
HK$55,076
+HK$3,159/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$103,834/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,349
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,806
−HK$1,479/mo
Today · 4.125%
HK$57,285
baseline
▲ 0.50% · 4.625%
HK$60,305
+HK$3,020/mo
Deposit HK$10.71M · loan HK$10.71M · min. income ≈ HK$114,570/mo (50% DSR)
Upfront cash ≈ HK$11.60M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,624
−HK$3,676/mo
▼ 0.25% · 3.875%
HK$60,447
−HK$1,853/mo
Today · 4.125%
HK$62,300
baseline
▲ 0.50% · 4.625%
HK$66,091
+HK$3,791/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$124,600/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,218
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$66,968
−HK$1,774/mo
Today · 4.125%
HK$68,742
baseline
▲ 0.50% · 4.625%
HK$72,365
+HK$3,623/mo
Deposit HK$8.57M · loan HK$12.85M · min. income ≈ HK$137,484/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,394
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,522
−HK$2,161/mo
Today · 4.125%
HK$72,683
baseline
▲ 0.50% · 4.625%
HK$77,106
+HK$4,423/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$145,366/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,088
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,129
−HK$2,070/mo
Today · 4.125%
HK$80,199
baseline
▲ 0.50% · 4.625%
HK$84,426
+HK$4,227/mo
Deposit HK$6.43M · loan HK$15.00M · min. income ≈ HK$160,398/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,936
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$90,671
−HK$2,779/mo
Today · 4.125%
HK$93,450
baseline
▲ 0.50% · 4.625%
HK$99,136
+HK$5,686/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$186,900/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,828
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$100,451
−HK$2,662/mo
Today · 4.125%
HK$103,113
baseline
▲ 0.50% · 4.625%
HK$108,548
+HK$5,435/mo
Deposit HK$2.14M · loan HK$19.28M · min. income ≈ HK$206,226/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$892,444 · Scale 2, in force from 26 Feb 2026)